Injury Claim Support

How Long After Accident Can You Sue? Complete Guide

Understanding the statute of limitations for personal injury lawsuits is crucial. Missing these deadlines can permanently bar you from seeking compensation for your injuries.

Critical Information

Most states give you 2-3 years to file a personal injury lawsuit. However, some states have as little as 1 year while others allow up to 6 years. Missing your deadline typically means you lose your right to sue forever.

Statute of Limitations by State

StateTime LimitSpecial Notes
California2 yearsFrom date of injury or discovery
Texas2 yearsFrom date of injury
Florida4 yearsLonger period for most personal injury
New York3 yearsFrom date of injury
Pennsylvania2 yearsFrom date of injury
Illinois2 yearsFrom date of injury
Ohio2 yearsFrom date of injury
Georgia2 yearsFrom date of injury
North Carolina3 yearsFrom date of injury
Michigan3 yearsFrom date of injury

When Does the Clock Start Ticking?

Date of Injury Rule

In most cases, the statute of limitations begins on the date the accident occurred or the date you were injured. This is the standard rule applied in most states.

Discovery Rule

Some states use the "discovery rule," where the clock starts when you discover (or should have reasonably discovered) your injury. This is common in medical malpractice and toxic exposure cases.

Continuing Treatment Rule

In medical malpractice cases, some states don't start the clock until treatment ends, allowing patients to continue seeing the same doctor without losing their right to sue.

Special Circumstances That Extend Deadlines

Minors

Children typically have until their 18th birthday plus the standard statute of limitations to file suit. For example, in a 2-year state, a minor has until age 20 to sue.

Mental Incapacity

If someone is mentally incapacitated due to their injuries, the statute of limitations may be paused until they regain capacity or a guardian is appointed.

Defendant Absence

If the person who caused your injury leaves the state, the time they're absent typically doesn't count toward the statute of limitations in many states.

Fraud Concealment

If the defendant actively concealed their wrongdoing or the extent of your injuries, the deadline may be extended until the fraud is discovered.

Different Types of Cases, Different Deadlines

Case TypeTypical DeadlineSpecial Considerations
Car Accidents2-3 yearsStandard personal injury timeline
Medical Malpractice1-3 yearsOften from discovery date, not incident
Product Liability2-4 yearsMay have statute of repose limits
Wrongful Death1-3 yearsUsually from date of death
Government Claims30 days - 2 yearsOften require notice within 30-180 days

What Happens If You Miss the Deadline?

Consequences of Missing the Statute of Limitations:

  • Case dismissed immediately - Courts will throw out your case regardless of merit
  • No compensation possible - You lose the right to recover damages
  • Very limited exceptions - Few legal options remain once deadline passes
  • Insurance claims may close - Some insurers use statute as cutoff for settlements

Steps to Protect Your Rights

1. Know Your State's Deadline

Research your state's specific statute of limitations for your type of case. When in doubt, assume the shortest possible deadline applies.

2. Document Everything Early

Start collecting evidence immediately, including medical records, accident reports, photographs, and witness statements. Evidence becomes harder to obtain over time.

3. Consult an Attorney Quickly

Even if you're not sure you want to file a lawsuit, getting legal advice early helps preserve your options and ensures you don't miss critical deadlines.

4. Don't Rely on Settlement Negotiations

Ongoing settlement talks with insurance companies do NOT stop the statute of limitations clock from running. You must file suit by the deadline regardless of settlement negotiations.

Don't Risk Missing Your Deadline

Get a free consultation to understand your state's statute of limitations and protect your right to compensation.

Get Free Legal Advice